Term of Use
CONDITIONS OF USE
By using this website (www.salama.ae), you acknowledge your assent to the
following conditions of use without any limitation or qualification. Please read
these terms and conditions carefully before using this website. These conditions
may be revised at any time by updating this posting. You are bound by any such
revisions and should therefore are requested to periodically visit this page to
review the then current terms and conditions to which you are bound.
To the fullest extent permissible pursuant to applicable law, the materials on
this website are provided as is and without warranties of any kind either
expressed or implied and salama - islamic arab insurance company and its
subsidiaries and affiliates disclaim all warranties, expressed or implied,
including, but not limited to, implied warranties of merchantability and fitness
for a particular purpose. Salama does not warrant that the functions contained
in the materials will be uninterrupted or error-free, that defects will be
corrected, or that this website or the server that makes it available are free
of viruses or other harmful components. Salama does not warrant or make any
representations regarding the use or the results of the use of the materials on
this website in terms of their correctness, accuracy, reliability, or otherwise.
You (and not salama) assume the entire cost of all necessary servicing, repair,
or correction. The information and descriptions contained herein are not
necessarily intended to be complete descriptions of all terms, exclusions and
conditions applicable to the products and services, but are provided solely for
general informational purposes; please refer to the actual policy or the
relevant product or services agreement.
This website may be linked to other websites which are not maintained by salama.
Salama is not responsible for the content of those websites. The inclusion of
any link to such websites does not imply approval of or endorsement by salama of
the websites or the content thereof.
LIMITATION OF LIABILITY
While SALAMA uses reasonable efforts to include accurate and up-to-date
information on this website, errors or omissions sometimes occur. To the fullest
extent permissible under applicable law, SALAMA makes no warranties or
representations as to the accuracy of the content of this website and under no
circumstances, including, but not limited to, negligence, shall SALAMA or any
party involved in creating, producing, or delivering the website be liable to
you for any direct, incidental, consequential, indirect, or punitive damages
that result from the use of, or the inability to use, the materials on this
website, even if SALAMA or an SALAMA authorized representative has been advised
of the possibility of such damages. In no event shall SALAMA's total liability
to you for all damages, losses, and causes of action exceed the amount paid by
you, if any, for accessing this website.
SALAMA also assumes no responsibility, and shall not be liable for, any damages
to, or viruses that may infect, your computer equipment or other property as a
result of your access to, use of, or browsing in the website or your downloading
of any materials, data, text, images, video, or audio from this website.
RESTRICTIONS ON USE OF MATERIALS
This website is owned and operated by SALAMA. Except as otherwise expressly
permitted by SALAMA, no materials from this website or any website owned,
operated, licensed or controlled by SALAMA may be copied, reproduced,
republished, uploaded, posted, transmitted, or distributed in any way. You may
download material displayed on this website for your use only, provided that you
also retain all copyright and other proprietary notices contained on the
materials. You may not distribute, modify, transmit, reuse, repost, or use the
content of this website for public or commercial purposes, including the text,
images, audio, and video without SALAMA's written permission. SALAMA neither
warrants nor represents that your use of materials displayed on this website
will not infringe rights of third parties.
Unless otherwise expressly set forth herein, SALAMA makes no representation that
materials on this website are appropriate or available for use in any location.
Those who choose to access this website do so on their own initiative and are
responsible for compliance with local laws.
Except as expressly set forth herein the information contained on this website
is not an offer to sell or a solicitation to buy any security, insurance product
or other product or service by SALAMA. No security, insurance / takaful product
or other product or service is offered or will be sold by SALAMA or, if sold by
SALAMA, will be effective in any jurisdiction in which such offer or
solicitation, purchase or sale would be unlawful under the securities, insurance
or other laws of such jurisdiction. Some products and services may not be
available in all jurisdictions.
OWNERSHIP OF INFORMATION
Any information, other than personal data or information, you transmit to SALAMA
via this website, by electronic mail or otherwise, including data, questions,
comments, or suggestions will be treated as non-confidential and non-proprietary
and will become the property of SALAMA. Such information, other than personal
data or information, may be used for any purpose, including, but not limited to,
reproduction, solicitations, disclosure, transmission, publication, broadcast,
and posting. SALAMA is free to use any ideas, concepts, know-how, or techniques
contained in any communication you send to SALAMA via this website or by any
other means for any purpose whatsoever, including, but not limited to,
developing and marketing products using such information.
TRADEMARKS AND COPYRIGHTS
All trademarks, services marks, trade names, logos, and icons are proprietary to
SALAMA. Nothing contained on the website should be construed as granting, by
implication, estoppels, or otherwise, any license or right to use any trademark
displayed on this website without the written permission of SALAMA. Your use of
the trademarks displayed on this website, or any other content on this website,
except as provided herein, is strictly prohibited.
Images displayed on this website are either the property of, or used with
permission by, SALAMA. The use of these images by you, or anyone else authorized
by you, is prohibited unless specifically permitted by SALAMA. Any unauthorized
use of images may violate copyright laws, trademark laws, the laws of privacy
and publicity, and communications regulations and statutes.
Policy Issuance & Delivery
For "General Takaful", policies can be purchased at any SALAMA Branch, through
SALAMA designated brokers and business partners. For these purchases, the policy
will be issued and delivery will be made directly to the Client. Policies can
also be purchased online through the SALAMA website. Delivery for policies
purchased online will be through (a) Courier, (b) Hand Delivery (c) pick-up from
any SALAMA Branch Office.