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Term of Use

By using this website (, you acknowledge your assent to the following conditions of use without any limitation or qualification. Please read these terms and conditions carefully before using this website. These conditions may be revised at any time by updating this posting. You are bound by any such revisions and should therefore are requested to periodically visit this page to review the then current terms and conditions to which you are bound.

To the fullest extent permissible pursuant to applicable law, the materials on this website are provided as is and without warranties of any kind either expressed or implied and salama - islamic arab insurance company and its subsidiaries and affiliates disclaim all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Salama does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this website or the server that makes it available are free of viruses or other harmful components. Salama does not warrant or make any representations regarding the use or the results of the use of the materials on this website in terms of their correctness, accuracy, reliability, or otherwise. You (and not salama) assume the entire cost of all necessary servicing, repair, or correction. The information and descriptions contained herein are not necessarily intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general informational purposes; please refer to the actual policy or the relevant product or services agreement.

This website may be linked to other websites which are not maintained by salama. Salama is not responsible for the content of those websites. The inclusion of any link to such websites does not imply approval of or endorsement by salama of the websites or the content thereof.

While SALAMA uses reasonable efforts to include accurate and up-to-date information on this website, errors or omissions sometimes occur. To the fullest extent permissible under applicable law, SALAMA makes no warranties or representations as to the accuracy of the content of this website and under no circumstances, including, but not limited to, negligence, shall SALAMA or any party involved in creating, producing, or delivering the website be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this website, even if SALAMA or an SALAMA authorized representative has been advised of the possibility of such damages. In no event shall SALAMA's total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this website.

SALAMA also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in the website or your downloading of any materials, data, text, images, video, or audio from this website.

This website is owned and operated by SALAMA. Except as otherwise expressly permitted by SALAMA, no materials from this website or any website owned, operated, licensed or controlled by SALAMA may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this website for your use only, provided that you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this website for public or commercial purposes, including the text, images, audio, and video without SALAMA's written permission. SALAMA neither warrants nor represents that your use of materials displayed on this website will not infringe rights of third parties.

Unless otherwise expressly set forth herein, SALAMA makes no representation that materials on this website are appropriate or available for use in any location. Those who choose to access this website do so on their own initiative and are responsible for compliance with local laws.

Except as expressly set forth herein the information contained on this website is not an offer to sell or a solicitation to buy any security, insurance product or other product or service by SALAMA. No security, insurance / takaful product or other product or service is offered or will be sold by SALAMA or, if sold by SALAMA, will be effective in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Some products and services may not be available in all jurisdictions.

Any information, other than personal data or information, you transmit to SALAMA via this website, by electronic mail or otherwise, including data, questions, comments, or suggestions will be treated as non-confidential and non-proprietary and will become the property of SALAMA. Such information, other than personal data or information, may be used for any purpose, including, but not limited to, reproduction, solicitations, disclosure, transmission, publication, broadcast, and posting. SALAMA is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to SALAMA via this website or by any other means for any purpose whatsoever, including, but not limited to, developing and marketing products using such information.

All trademarks, services marks, trade names, logos, and icons are proprietary to SALAMA. Nothing contained on the website should be construed as granting, by implication, estoppels, or otherwise, any license or right to use any trademark displayed on this website without the written permission of SALAMA. Your use of the trademarks displayed on this website, or any other content on this website, except as provided herein, is strictly prohibited.

Images displayed on this website are either the property of, or used with permission by, SALAMA. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted by SALAMA. Any unauthorized use of images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

Policy Issuance & Delivery
For "General Takaful", policies can be purchased at any SALAMA Branch, through SALAMA designated brokers and business partners. For these purchases, the policy will be issued and delivery will be made directly to the Client. Policies can also be purchased online through the SALAMA website. Delivery for policies purchased online will be through (a) Courier, (b) Hand Delivery (c) pick-up from any SALAMA Branch Office.
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