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Iqra Child's Future Plan

(approved by Shari'ah Advisory Board of SALAMA and is Shari'ah Complaint)
An Investment in your Child's Future!

There is unarguably nothing more important than receiving a good education. Everything a child becomes can be influenced by education. Little wonder then, what you invest in your child, you invest in the future.

The simple fact is the cost of education is increasing with every passing year, running in many cases, well ahead of the Rate of Inflation. The reality today is that many capable students are finding it increasingly difficult to go to college because of the strain put on financial resources.

The average tuition cost and living expenses of a 3-year degree at a private college in 2007 in Dubai is AED 372,000; in Canada AED 316,000; in USA AED 486,000; and in UK AED 462,000.

Sending your child for further education is one of your biggest responsibilities and a big commitment. At SALAMA, we understand this responsibility and its challenges.

SALAMA can help you ensure that the lack of financial resources is not a deciding factor in your child's education.

The Benefits:

Family Takaful: A built-in Benefit that provides a lump sum payment if the Covered Member passes away prior to the Option Date of the Plan.

Terminal Illness: This optional benefit pays a lump sum payment as an accelerated payment of Family Takaful benefit if the Covered Member is diagnosed as being terminally ill with a life expectancy of less than 6 months within the Plan Term. If a Terminal Illness claim is paid, the Family Takaful cover will be reduced by the amount paid.

Wavier of Contribution: This cover will pay the remaining Regular Contributions on behalf of the Plan Holder if, as a result of a sickness or an accident the Covered Member becomes Permanently and Totally Disabled for a continuous period of at least 6 months and is unable to perform any occupation.

SALAMA - Iqra Child's Future Plan
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