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Electronic Equipment Insurance

Electronic equipment used in various industrial operations and offices are exposed to risks of unforeseen or sudden causes resulting in loss or damage. 

This policy covers electronic equipment against any unforeseen or sudden physical loss or damage, except those specifically excluded under policy terms.  

The policy covers the insured items at work or at home, or being dismantled for the purpose of cleaning, overhauling or being shifted within the premises, or in the course of the aforesaid operations, or during subsequent erection after commissioning.   

The sum insured should be the replacement cost including freight, duty, cost of erection and other dues. If the sum insured is found to be inadequate, our policy will pay in such proportion as the sum actually insured bears to the sum that should have been insured at the outset.   

Premium calculations are based on factors such as values, type, make, model and age, nature and type of industry where the equipment is being used, experience of the industry, loss history.
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